Maxim The Address Payment Plan & Loan Eligibility
To buy a unit at Maxim The Address you typically need a booking fee to reserve, then a 10% downpayment on signing the SPA, with the remaining ~90% covered by a home loan — meaning a Type A from RM426,000 needs roughly RM42,600 in downpayment before any developer rebates. New-launch packages often reduce the upfront cash required, so the real out-of-pocket figure for your unit should be confirmed against the current package. Here is how the payment structure and financing work.
Indicative payment structure
| Stage | What’s due | On a Type A (RM426,000) |
|---|---|---|
| Booking | Booking fee to reserve the unit | Confirm current amount |
| SPA signing | ~10% downpayment (less booking fee & any rebate) | ~RM42,600 |
| Loan | ~90% financed by your bank | ~RM383,400 |
| Progress | Developer bills per construction stage (off-plan) | Bank disburses to developer |
Indicative only. Developer packages, rebates and "low downpayment" schemes change — confirm your exact figures on WhatsApp.
Indicative monthly instalment
At an indicative 4.35% over 35 years at a 90% margin:
- Type A (RM426,000) — about RM1,800–1,900/month
- Type B (RM617,000) — about RM2,600–2,750/month
- Type C dual-key (RM816,000) — about RM3,450–3,650/month (a tenant in the second key can offset much of this)
Use the DMS Property Loan Calculator for your exact figure, or check your loan eligibility free.
Who can get financing
- Malaysian citizens — full access to local home loans (typically up to 90% margin).
- Malaysian PR holders — generally eligible; margin may vary by bank and profile.
- Foreign buyers — can finance, usually at a lower margin (often ~50–70%), and only on units that meet the RM600,000 SEZ foreigner threshold (Type B and Type C). See foreigner eligibility.
The project is supported by a panel of banks, so you can compare offers for the best rate and margin.
Don’t forget the other costs
Your downpayment isn’t the only cash you’ll need. Budget for SPA legal fees, stamp duty on the transfer (MOT), and loan stamp duty — see the full total cost to buy breakdown before committing.
The fastest way to know what YOU need
Loan margins and the cash-to-buy figure depend on your nationality, income and the current developer package. A free eligibility check returns your likely margin, instalment and total upfront cash in minutes.
Frequently asked questions
How much downpayment do I need for Maxim The Address?
Typically 10% of the price on SPA signing (about RM42,600 on a Type A from RM426,000), less the booking fee and any developer rebate. Low-downpayment packages may reduce this — confirm the current package.
What is the monthly instalment?
Indicatively about RM1,800–1,900 for a Type A, RM2,600–2,750 for a Type B, and RM3,450–3,650 for a Type C, at ~4.35% over 35 years with a 90% margin. Your figure depends on your loan terms.
Can foreigners get a loan to buy here?
Yes, usually at a lower margin (often ~50–70%), and only on units above the RM600,000 SEZ threshold (Type B and C). A licensed banker can confirm your margin.
How do I check if I qualify?
Send your details on WhatsApp for a free, no-obligation loan eligibility check covering your likely margin, instalment and upfront cash.
Reviewed by Jason Chan, Malaysia property consultant (DMS Team). Indicative figures only, not financial advice. Confirm all amounts with the developer and a licensed bank/solicitor.
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