Stamp Duty Exemption 2026:
Complete Guide for First-Time Buyers in Cheras
The government’s extended stamp duty exemption saves first-time buyers RM6,000–8,000 in upfront costs. Every D’Parc unit qualifies. Here’s how to maximise it.
Check D’Parc Eligibility →What the Exemption Covers (Until Dec 2027)
Full stamp duty exemption on the transfer instrument for properties ≤RM500,000. For a RM298k property, this saves approximately RM4,440.
Full exemption on the loan agreement stamp duty for financing up to RM500,000. Saves a further ~RM2,400 on a RM268k loan (90% of RM298k).
Total potential saving: ~RM6,840 for a RM298,000 D’Parc unit
Why Every D’Parc Unit Qualifies
D’Parc Alam Damai’s three layout types are priced at RM298,000 (Type A, 580 sq ft), approximately RM380,000 (Type B, 680 sq ft) and approximately RM444,000 (Type C, 811 sq ft). All three sit comfortably below the RM500,000 threshold — meaning every buyer at D’Parc, regardless of unit type, qualifies for the full stamp duty exemption under Budget 2026 rules.
The Housing Credit Guarantee Scheme (SJKP) adds a further layer of accessibility — providing RM20 billion in guarantees for buyers whose DSR (Debt Service Ratio) falls slightly outside standard bank requirements. Combined with the stamp duty exemption, this makes D’Parc one of the most government-incentivised purchases available in Cheras. See pricing: D’Parc full price guide →
FTHB Eligibility Checklist
- ☐ Malaysian citizen
- ☐ Have never owned a property before
- ☐ Property SPA price ≤RM500,000
- ☐ SPA signed between 1 Jan 2023 – 31 Dec 2027
- ☐ Property must be residential title (D’Parc qualifies)
Data sourced from iProperty Cheras listings and PropertyGuru Cheras. Prices are indicative and subject to change.